Debt Advisory

Debt Advisory

Creating growth without constraint

Our debt advisory team works with companies looking to raise debt finance. This is in a UK mid-market where banks have been increasingly displaced for alternative lenders; the need for an experienced debt adviser to help borrowers navigate a vast landscape of new financing options is ever more critical. We work across public and private businesses alike and speak the language of capital providers, with whom we share a wide network. We find the right level of debt for the borrower and the most appropriate combination of financing to help ambitious companies grow.

Our services

  • Exclusive to mid-market private and public companies
  • Trusted, independent advice to a range of borrowers including private equity funds and family-owned businesses
  • Specialist experience in M&A/acquisition financing, sell-side processes, recapitalising existing businesses and facilities and restructuring existing facilities (including covenant resets)
  • Clients benefit from our experience with lending advice from ‘both sides of the table’

We find the best combination of third party capital to grow without constraining the business.

Why choose finnCap?

  • Independent voice that speaks the language of all types of debt providers in an extensive network
  • Match business needs with the right balance of debt and equity to provide an optimal solution
  • Find the right debt product for the borrower

The lending landscape has continued to evolve since the financial crisis as banks are increasingly superseded by other lenders, such as high numbers of debt funds that. Our expert debt advisory team is extremely well versed in choosing the right debt product and the right structure of debt versus equity. We have an extensive network of over 100 debt providers across the banking and alternative lender markets, meaning we can identify the optimal capital solution for your business.

Our experience is in delivering debt transactions from both an advisory as well as principal lending perspective. As such, we know both sides of that conversation implicitly.

We understand very well that starting that conversation and engaging with debt providers can be a daunting process for business leaders, especially those who are first-time borrowers. We make the process easy and understandable because we refine your needs into a financial model and engage with the lender community.

We navigate a company all the way through a process, finding out which lenders are available, what they are looking for in a business, for instance in terms of pricing and structure, and then tailoring our solution, incorporating a range of complementary funding options, to the individual business’s needs.

Despite the increased competition, traditional banks continue to remain relevant providers of debt facilities to UK businesses.  We have succeeded in arranging finance from high street banks including securing a £10m facility from HSBC to finance the continued growth of litigation funder Manolete Partners to arranging £25+ million of debt facilities from Investec for retailer Pets Corner.

Our debt advisory team has also had success in accessing funding from debt funds where their offering was a better fit than comparable financing from banks.  Recent transactions include Tosca Debt Capital’s £10m facility to recapitalise Macclesfield-based fintech Quint Group to Rockpool’s investment in Creative Parking with a £12 million facility provided by CORDET Capital.  Rockpool – alongside Connection Capital and Inflexion (amongst others) – represents one of a number of private equity sponsors that we successfully closed debt financing transactions in the past year and continue to be a core focus of the debt advisory team going forward.

Get in touch

Alistair Hay

Partner, Debt Advisory

T: 020 7908 6037