Debt Advisory

Introduction to Debt Advisory

The Debt Advisory Team structures, sources and executes debt financing transactions for private and public companies.

Debt Markets

The UK debt financing landscape is continually evolving and becoming increasingly sophisticated. This is primarily as a result of increased competition from new and alternative Lenders (including Credit Funds, Asset-Based Lenders and Challenger Banks) to traditional Clearing Banks. This has resulted in significant liquidity available for borrowers. 

In 2022, we expect companies’ focus to shift from survival and cash preservation seen during the early stages of the pandemic to strategic growth initiatives (with an ever increasing relevance of ESG responsibilities). 

However, this optimism should be tempered by the unwinding of government-backed loan schemes and the likelihood of further interest rate rises over the course of the year.

Our experience

The team has extensive experience in providing advice to business stakeholders from both a principal lender and strategic advisor perspective. The team provides clients with:

  • A truly independent and trusted advisor complemented by sector expertise;
  • A fully involved Partner that spends time to understand a client’s business model and strategic objectives;
  • Active project management of the debt raising process to minimise distractions to the client’s day-to-day running of their business;
  • Access to a large network of UK lenders as well as to local lenders across the globe through the Oaklins’ Debt Advisory Group and its presence in over 45 countries; and
  • Support to achieve the optimal capital solution through either traditional debt financing or alternative capital solutions via the wider finnCap Group’s capabilities.

Services

The team is able to support clients in accessing the debt markets in a number of circumstances, which often dovetail with a wider approach to a capital raise through other finnCap Group services.

The services delivered by the finnCap Debt Advisory team include:

  • Acquisition Financing
  • Refinancing
  • Recapitalisation
  • Growth Capital
  • Asset Based Financing
  • Total Capital Solutions
  • Covenant Resets and Amendments

Trends in debt financing

Debt financing – Is it the right time for debt?

Debt financing – Is it the right time for debt?

In this article, Partner Graham Cooke explains more on when is the right time for debt financing for a private company, what businesses are suitable for debt, what the benefits can be and the key considerations for any company considering debt.

Read more here
City of London

Capital Performance – January 2022

finnCap Group’s Capital Performance reports provide a biannual update on the state of markets, including debt financing markets and the trends to consider moving forwards.

Download the report in full
Podcast equipment image

Podcast: The Lender Landscape

Debt Advisory Partner at finnCap Group Graham Cooke shares his views on the debt landscape of 2020 and how lenders are poised for the future.

Listen to the podcast

Debt Advisory Transactions

iomart Group Plc

iomart Group Plc

Sector: Technology
£100m new debt facility provided by four bank club
December 2021

Cortland/Qdime

Cortland/Qdime

Sector: Support Services
finnCap Debt Advisory Team supports Cortland's acquisition of Qdime Group
October 2021

improve

Improve International

Sector: Support Services
finnCap Debt Advisory supports Improve International on the recapitalisation of the business through a debt facility
June 2021

View all finnCap Debt Advisory transactions

Rockpool Investments / Cambridge Maintenance Services

Rockpool Investments / Cambridge Maintenance Services

Sector: Support Services
finnCap Debt Advisory supports Rockpool Investments / Cambridge Maintenance Services on their acquisition of Acorn Engineering Group
June 2021

K3 Capital Group Plc

K3 Capital Group Plc

Sector: Financials
finnCap Debt Advisory supports K3 Capital Group plc on securing its maiden debt facility
May 2021

Ideagen Plc

Ideagen Plc

Sector: Technology
finnCap Debt Advisory supports Ideagen Plc on £75m debt refinancing
June 2021

Chiltern Capital

Chiltern Capital

Sector: Industrial Technology
finnCap Debt Advisory supports Chiltern Capital on cross-border M&A

March 2021

Rockpool Investments

Rockpool Investments

Sector: Support Services
finnCap Debt Advisory supports Rockpool Investments on securing senior debt facilities from Clydesdale Bank
December 2020

Iofina Plc

Iofina Plc

Sector: Life Sciences
finnCap Debt Advisory supports Iofina with signing of new debt refinancing

September 2020

Get in touch

Alistair Hay

Head of Debt Advisory

Alistair Hay

Full bio
Graham Cooke

Partner, Debt Advisory

Graham Cooke

Full bio
Krishan Raval

Associate Director, Debt Advisory

Krishan Raval

Full bio
Rosie Pennell

Associate, Debt Advisory

Rosie Pennell

Full bio